What can ₹2,000 really do for assuring the future newborn girl in a poor family? At first glance, not much. But in Bihar, that modest sum is being transformed into a tool of empowerment through one of the finest synergies between the state, a fund house and a deprived beneficiary – the Mukhiyamantri Kanya Suraksha Yojana (MKSY), implemented in collaboration with UTI Mutual Fund.
Launched with a vision to improve the financial status of the girl child, upon attaining adulthood, MKSY provides financial protection to daughters born to families Below Poverty Line (BPL). For every girl child, the state invests ₹2000 (limited to two girls per family). Here’s the twist: instead of handing the money over to the family right away, the government entrusts it to UTI Mutual Fund’s Children’s Career Balanced Plan. This isn’t just an account, it’s an actively managed investment, where UTI’s fund managers, Sunil Madhukar Patil and Sachin Trivedi, make careful decisions to ensure steady and reliable growth over 18 years.
That means the government’s contribution doesn’t just sit idle. It grows with the market, shielded by UTI’s decades of experience, and by the time the girl turns 18, she receives not just money, but a meaningful financial cushion to pursue education, career or even marriage – essentially an opportunity to dream bigger.
UTI’s role here is more than managerial. It acts as a bridge of trust between government policy and real social change. By managing thousands of such accounts, UTI ensures that each girl’s future is not left to chance, but nurtured by expertise, discipline, and foresight.
The scheme also carries a message: a daughter is worth investing in. Since its inception, the scheme has touched the lives of lakhs of girls. Each registered girl becomes living proof that when society and institutions work together, even small beginnings can create transformational change.
To put in perspective, if ₹2000 had been invested in such a plan 18 years ago, it could potentially be worth four to five times more today (depending on market conditions). That’s not just saving, that is wealth creation. It proves that when backed by industry professionals, even small beginnings can snowball into meaningful financial security.
So maybe the real question isn’t what ₹2,000 can do today, but how UTI helps it become “tomorrow”.
